Return-Path: Delivered-To: craig@doubleaproperty.com Received: from gator4254.hostgator.com by gator4254.hostgator.com with LMTP id 4KgzAkeOY2SjcwgAcizydQ (envelope-from ) for ; Tue, 16 May 2023 09:08:07 -0500 Return-path: Envelope-to: craig@doubleaproperty.com Delivery-date: Tue, 16 May 2023 09:08:07 -0500 Received: from r179.em.usbank.com ([130.248.180.179]:5225) by gator4254.hostgator.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384 (Exim 4.95) (envelope-from ) id 1pyvLS-0033LA-Au for craig@doubleaproperty.com; Tue, 16 May 2023 09:08:06 -0500 DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=em.myaccountaccess.com; s=usbank; t=1684246075; bh=z2RFG+zNpOBzlctS/KyUJLvW6o5JF+uQTwu48ZFA2Wk=; h=From:Date:Subject:To:MIME-Version:Message-ID:Content-Type; b=s31H37QSeQHeLDDnfo+Oz4Su+ml9TNqxr7ZOC2JisROvTDYShXwrDvEG7MZyXjjPI wxPwgLwNOVWeTwEzXZ4/2qXguKhIyyinDmqaCK/JgZtciazjUsTJ4kjX9W5O38H2Oc ru/Zrp/r8ldtxvDvJW5x6kq8ZqquuArRdbhVKK6O5+njQR+ScipSN0IiTxuQfVhNac vhvzt9C7TQlecRl4Xjx2Q6KYpGqXtNsQWFyu2PXRuxCkOFUh5LnWevuTpbdrO1TzeX kp/v908iP6UMuR61LOHQSuig9Q/AgXqMr3zw57W5LOngBVpk9nZFn8FeS2QTLYEMLL FGPjP/UM5lkYw== X-MSFBL: oN/HzbFcX1sxcnbmVosLzGdhuVRn8L5miPw/RL2azmE=|eyJyIjoiY3JhaWdAZG9 1YmxlYXByb3BlcnR5LmNvbSIsImciOiJkZWZhdWx0X2RmNTZkYWI3LWI1YmEtNDI 4Ni1iY2MzLWFmZmIxNTIzYjc3MCIsInJjcHRfbWV0YSI6eyAiaW4iOiAidXNiYW5 rX21rdF9wcm9kMTIiLCAiciI6ICJjcmFpZ0Bkb3VibGVhcHJvcGVydHkuY29tIiw gIm0iOiAiNjE3NDczMDYxIiwgImQiOiAiMjE1NTQyMzA1IiwgImkiOiAiNjc1NjE 2RDc1MUU1Njc0MTBBNDkwRDRDQEFkb2JlT3JnIiB9LCJiIjoiYXdzX3VzYmFua19 wcm9kMTJfZGVmYXVsdF9tb21lbnR1bTM2X210YTAwNl8xMzAuMjQ4LjE4MC4xNzk ifQ== Received: from [10.139.37.161] ([10.139.37.161:43590] helo=r180.em.usbank.com) by momentum36.or1.cpt.adobe.net (envelope-from ) (ecelerity 4.2.38.62370 r(:)) with ESMTP id FC/54-09488-A3E83646; Tue, 16 May 2023 07:07:55 -0700 From: "Umpqua Bank Credit Card" Date: Tue, 16 May 2023 09:07:46 -0500 Subject: Exclusive Balance Transfer Offer To: Reply-To: "Umpqua Bank Credit Card" MIME-Version: 1.0 X-mailer: nlserver, Build 7.0.0.10643 Message-ID: X-PVIQ: usbank-DM130923 Content-Type: multipart/alternative; boundary="----=_NextPart_528_263E9F5C.263E9F5C" X-Spam-Status: No, score=1.8 X-Spam-Score: 18 X-Spam-Bar: + X-Spam-Flag: NO This is a multi-part message in MIME format. ------=_NextPart_528_263E9F5C.263E9F5C Content-Type: text/plain; charset="utf-8" Content-Transfer-Encoding: quoted-printable ------=_NextPart_528_263E9F5C.263E9F5C Content-Type: text/html; charset="utf-8" Content-Transfer-Encoding: quoted-printable Exclusive Balance Transfer Offer
<= div class=3D"acr-fragment acr-component" data-component-id=3D"text" data-co= ntenteditable=3D"false">

Time sensitive: Re= ply by June 30.
͏ ͏ = ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏= ;
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View as a Web page   |   Credit Card Account Access
Double A Properties
Umpqua Bank
Business Card
Card ending in: 2518
 
 
 
3D"Umpqua
 
 
  Cardmember since: 2019  
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&nbs= p;
Conso= lidate
and save with a balance transfer†
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Transfer a balance
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†Save when you transfer from a higher APR card.
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Your interest saving offer:<= /td> =09=09
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3D"1" Receive a 0% Promotional APR1= through your May 2024 billing cycle.
&nb= sp;&nb= sp;
3D"2" After your May 2024 billing cycl= e, you will be charged your variable purchase APR, currently 14.74%.
&nb= sp;&nb= sp;
3D"3"For each transaction, a 4.99% ($5= minimum) fee applies.*
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Transfer a Balance
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Reply by June 30, 2023
Promo code: 66285
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Two easy ways to take advantage
&= #32;of your offer:
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Log in
=09=09=09=09 Log in to your card account and choose "Balance Transfer" fro= m the "Services" tab to transfer a balance. =09=09=09=09
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&nb= sp;
Call us
=09=09=09 Call 866-552-8855 and mention promotion code 66285 to learn mor= e or to transfer a balance.**
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Transfer a Balance
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 =  =  =
=09=09 If you take advantage of this offer, you may not be able to avoid i= nterest on future purchases, even if your offer has a 0% APR. You can avoid= =09=09 interest on purchases if you pay your account balance, or Plan Adju= sted Balance if you have any Fixed Payment Program balance(s), including an= y =09=09 balances you create with this offer, in full by your due date each = month. (The Plan Adjusted Balance is a component of Fixed Payment Programs.= =09=09 Additional information is available in the Cardmember Agreement for= Accounts with the Fixed Payment Program feature.) See the Interest and Fee= =09=09 Information section and the FAQs below for more information or call= Cardmember Service at 866-552-8855 and mention your =09=09 corresponding promo code: 66285.
 =  =  =
Please note: Balance transfers do not earn reward= s. Balance transfer transactions from other Elan Financial Services account= s or Cardmember Service are not permitted.
 =  =  =
Reply by June 30, 2023
Promo code: 66285
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Transfer a Balance
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3D"Pho== Get the App
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3D"Card= Add a Card
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3D"Leaf= Go Paperless
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=09 =09 		 

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1 =09=09 Promotional rate does not apply to Purchases, Cash Advances or Bala= nce Transfers not made in response to this Promotional Offer. If you transf= er =09=09 a balance without the promotional code provided (i.e., entering onl= y the routing and transit number), or if you use an invalid promotional cod= e, =09=09 the Balance Transfer transaction, plus applicable interest and fees= , will post at your account=E2=80=99s standard APR for Purchases as specifi= ed in the =09=09 Cardmember Agreement. When you make a payment, the amount up to you= r Minimum Payment is applied first to the monthly payment obligation for Fi= xed =09=09 Payment Programs if any, and then to non-Fixed Payment Program bala= nces in the order of lower APRs, including promotional APRs, then to higher= =09=09 APR balances. Any amount over your Minimum Payment is applied to n= on-Fixed Payment Program balances in the order of lowest to highest APR bef= ore =09=09 applying Fixed Payment Program balances. (Additional information a= bout Fixed Payment Programs is available in the Cardmember Agreement for =09=09 Accounts with this feature.) For non-Fixed Payment Program balances= with the same APR, payments will be applied to the oldest balance first, =09=09 which may reduce the length of the promotional rate offer. See Inte= rest and Fee Information for full terms of the offer, including the Right t= o =09=09 Change Terms.
 =  =
* =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09
Interest and Fee Information
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APR for Balance Transfer Transactions 0% (Promotional APR through your May 2024 bi= lling cycle). After your May 2024 billing cycle, you will be charged the AP= R for Purchases, currently 14.74%. This APR will vary with the market based= on the Prime Rate.
Use by Date You must transfer the balance by June 30, 20= 23 for the promotional APR to apply. If you transfer a balance after that d= ate, we may still honor the transaction, but you will not receive the promo= tional APR. Instead, the standard APR for Purchases will apply.
Fee Either 4.99% of the amount of each transacti= on or $5 minimum, whichever is greater.
Paying Interest We will begin charging interest on the trans= action date.
=09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09
 =
Right to Change Terms: We may chang= e APRs, fees and other Account terms in the future based on your experience= with Elan Financial Services and its affiliates as provided under the Card= member Agreement and applicable law.
 =
=09=09 There is a minimum transfer amount of $100 for each transaction mad= e with this offer and a maximum of $15,000 or up to 92% of your credit limi= t =09=09 minus your current balance and total authorization holds, whichever= is lower. Elan Financial Services may return your balance transfer or =09=09 promotional check unpaid if the amount of credit available on your = Account is less than the amount on the balance transfer or promotional chec= k =09=09 plus transaction fees, if the check exceeds $15,000, or if you have= failed to make minimum monthly payments by the payment due date. Please se= e =09=09 your Cardmember Agreement for more Information. The merchant, finan= cial institution or creditor to which you present your promotional check ma= y =09=09 also assess a returned payment fee if the check is returned unpaid.= Rates are accurate as of April 28, 2023. If you have =09=09 a dispute with a creditor and pay that balance by transferring it t= o your credit card account you may lose certain dispute rights.
 =
Answers to frequently asked questi= ons
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=09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09
**Q: What information do I need to tran= sfer a balance online or over the phone=3F
A:You will need the amount you wish to transfer and th= e account number, name and payment address of the lender from whom you are = transferring a balance.
 =  =
Q:How do I complete a balance transf= er online=3F
A:Select "Balance Transfer" from the "Services" tab an= d enter the requested information in the form, including the promotional co= de from this email.
 =  =
Q:Is there a fee to take advantage o= f this promotional offer=3F
A:Please see the information in the box above about fe= es.
 =  =
Q:Is there a grace period on balance= transfers=3F
A:No, interest accrues from the transaction date (unle= ss the promotional rate is 0%).
 =  =
Q:Will I be charged interest on purc= hases after I transfer a balance=3F
A:Yes, you may be charged interest on purchases after = you transfer a balance. You can avoid interest on purchases if you pay your= account balance, or Plan Adjusted Balance if you have any Fixed Payment Pr= ogram balance(s), including any balances due to your use of this offer, in = full by your due date each month, even if your offer has a 0% APR.
 =  =
Q:How long will it take to process m= y balance transfer=3F
A:It may take up to two weeks to process your balance = transfer. Please continue to make payments to those accounts to avoid late = fees and interest charges.
 =  =
Q:Do I need to change my automatic p= ayment option=3F
A:If your automatic payment is set up to pay the state= ment balance in full each month, or the Plan Adjusted Balance if you have a= ny Fixed Payment Program balance(s), you will need to modify your payment o= ption or your entire balance transfer balance will be paid off in full on y= our next payment date.

=09 =09 =09=09=09 =09 =09
The Contactless Symbol and Contactless Indicator are trademarks own= ed by and used with permission of EMVCo, LLC.
=09 =09=09 =09=09=09 =09 =09
=09=09=09=09The creditor and issuer of your credit card is Elan Financial S= ervices, pursuant to a license from Visa U.S.A. Inc. =09=09 =09=09

=09 =09
=09=09 =09=09=09 =09=09=09 =09=09
=09=09=09=09 =09=09=09=09=09 =09=09=09=09=09 =09=09=09=09
=09=09=09=09=09=09=09Email Security Information =09=09=09=09=09=09=09
=09=09=09=09=09=09=09Email intended for: craig@doubleaproperty.com
=09=09=09=09=09=09=09Cardmember: Double A Properties
=09=09=09=09=09=09=09=09Umpqua Bank Visa® Business Card
=09=09=09=09=09=09=09 =09=09=09=09=09=09=09Card ending in: 2518
=09=09=09=09=09=09=09 =09=09=09=09=09=09=09
=09=09=09=09=09=09=09Protecting your privacy is our priority. We'll never i= nitiate a request via email for your sensitive information like your Person= al ID, Password, Social Security Number, Personal Identification Number (PIN) or full Accoun= t Number. For your safety, never share this information with anyone, at any= time. If you receive an email asking for your sensitive information, or would like = to report a suspicious email, forward it to =09=09=09=09=09=09=09elanfraud@elanfs.com or immediately call =09=09=09=09=09=09=09866-552-8855. =09=09=09=09=09=09=09
=09=09=09=09=09=09=09
=09=09=09=09=09=09=09Get more details about recognizing online fraud issues. =09=09=09=09=09=09
=09=09=09=09
=09=09

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=09=09=09To ensure that you continue to receive email from us, please add u= s to your Address Book (email@em.myaccountacces= s.com). Thank you.
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=09=09=09Cardmember Service, P.O. Box 6357, Fargo, ND 58125-6357 =09=09=09
=09=09=09
=09=09=09© 2023 Elan Financial Services.
=09=09=09
=09=09
=09 =09=09 =09
=09=09=0966285 =09=09

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