Return-Path: Delivered-To: craig@doubleaproperty.com Received: from gator4254.hostgator.com by gator4254.hostgator.com with LMTP id YEE1KfggvGOzAQoAcizydQ (envelope-from ) for ; Mon, 09 Jan 2023 08:13:12 -0600 Return-path: Envelope-to: craig@doubleaproperty.com Delivery-date: Mon, 09 Jan 2023 08:13:12 -0600 Received: from r181.em.usbank.com ([130.248.180.181]:43581) by gator4254.hostgator.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384 (Exim 4.95) (envelope-from ) id 1pEstj-002yyr-V6 for craig@doubleaproperty.com; Mon, 09 Jan 2023 08:13:12 -0600 DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=em.myaccountaccess.com; s=usbank; t=1673273580; bh=xtiyKAk8fLvKTENpQHWu/Zf4Ykmk3YfNI4FwDUihyAs=; h=From:Date:Subject:To:MIME-Version:Message-ID:Content-Type; b=i0FmlKqiOXq75yeOu5MR1RJG0XTkNHn15XCMFBEv8BepjPEMUS7HyLKaHGUpOLtLk ET0O59mX1OrDp0cOvvvKwYFTur7x5T/Op5VBGKMP0p7WLDXR9DJyx+4H+E5ZurC9tk a12GPD0k3nDQ7RCBwlE0kCG5UXtPSnHCK2ibgUDswiHG96ZYyFrypsUFbF2piDNqEq TfuyVaKIzA5f2nJCUeI4igR23ZPnCtAu31OM8YzTHF9SdnyoFioZZHOomIpDNYSQDZ S2l2mXTwBgCRsfLHeGB+jkFkwtbkaAB5SHjMrnQEjRU52nyVC6EgMwShoCghJwG+f4 SvyTCqAcEx8GA== X-MSFBL: 9onTmaFuvdbdUjOPIlh8HABFwLXh95055o/8XyxupFs=|eyJyY3B0X21ldGEiOns gImluIjogInVzYmFua19ta3RfcHJvZDEyIiwgInIiOiAiY3JhaWdAZG91YmxlYXB yb3BlcnR5LmNvbSIsICJtIjogIjUzMzU2MTYwMyIsICJkIjogIjE5NTQwNTI4MiI sICJpIjogIjY3NTYxNkQ3NTFFNTY3NDEwQTQ5MEQ0Q0BBZG9iZU9yZyIgfSwiciI 6ImNyYWlnQGRvdWJsZWFwcm9wZXJ0eS5jb20iLCJiIjoiYXdzX3VzYmFua19wcm9 kMTJfZGVmYXVsdF9tb21lbnR1bTM3X210YTAwM18xMzAuMjQ4LjE4MC4xODEiLCJ nIjoiZGVmYXVsdF9kZjU2ZGFiNy1iNWJhLTQyODYtYmNjMy1hZmZiMTUyM2I3NzA ifQ== Received: from [10.139.87.225] ([10.139.87.225:51867] helo=r177.em.usbank.com) by momentum37.or1.cpt.adobe.net (envelope-from ) (ecelerity 4.2.38.62370 r(:)) with ESMTP id 12/24-18757-CE02CB36; Mon, 09 Jan 2023 06:13:00 -0800 From: "Umpqua Bank Credit Card" Date: Mon, 09 Jan 2023 08:12:59 -0600 Subject: Exclusive Balance Transfer Offer To: Reply-To: "Umpqua Bank Credit Card" MIME-Version: 1.0 X-mailer: nlserver, Build 7.0.0.10643 Message-ID: X-PVIQ: usbank-DM113403 Content-Type: multipart/alternative; boundary="----=_NextPart_518_983BBFF2.983BBFF2" X-Spam-Status: No, score=1.8 X-Spam-Score: 18 X-Spam-Bar: + X-Spam-Flag: NO This is a multi-part message in MIME format. ------=_NextPart_518_983BBFF2.983BBFF2 Content-Type: text/plain; charset="utf-8" Content-Transfer-Encoding: quoted-printable ------=_NextPart_518_983BBFF2.983BBFF2 Content-Type: text/html; charset="utf-8" Content-Transfer-Encoding: quoted-printable Exclusive Balance Transfer Offer
<= div class=3D"acr-fragment acr-component" data-component-id=3D"text" data-co= ntenteditable=3D"false">

Time sensitive: Of= fer expires January 31.
͏ ͏ = ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏= ;
͏ ͏ = ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏= ;

View as a Web page   |   Credit Card Account Access
Double A Properties
Umpqua Bank
Business Card
Card ending in: 2518
 
 
 
3D"Umpqua
 
 
  Cardmember since: 2019  
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&nbs= p;
Mana= ging business expenses just got =09=09=09 a bit simpler
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Transfer a Balance
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Choose the offer that's right for you: =09=09
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&nb= sp;
OFFER ONE
&nb= sp;
0% =09=09=09 Promotional APR1 through your January 2024 billing cycle. =09=09=09
&nb= sp;
= After your January 2024 billing cycle, you will be charged your variable pu= rchase APR, currently 13.74%. For each transaction, a 2.99% ($5 minimum) fe= e applies.*
&nb= sp;
= Offer 1: 60175
&nb= sp;
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&n= bsp;
OR
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&n= bsp;
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&nb= sp;
OFFER TWO
&nb= sp;
0% =09=09=09 Promotional APR1 through your April 2024 billing cycle.
&nb= sp;
= After your April 2024 billing cycle, you will be charged your variable purc= hase APR, currently 13.74%. For each transaction, a 3.99% ($5 minimum) fee = applies.*
&nb= sp;
= Offer 2: 60176
&nb= sp;
=09=09
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Transfer a Balance
 =  =  =
Offers end January 31, 2023
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Three easy ways to take advantage
=09=09 of your offers:
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&nb= sp;
3D""
 
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&nb= sp;
Log in
=09=09=09=09 Log in to your card account and choose "Balance Transfer" fro= m the "Services" tab to transfer a balance. =09=09=09=09
&nb= sp;
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3D""<= /td> =09=09=09
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=09=09=09 =09=09=09 =09=09=09 =09=09=09 =09=09=09 =09=09=09 =09=09=09 =09=09=09
Checks
=09=09=09 Use the new promotional checks you received in the mail.2=
&nb= sp;
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3D""
 
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Call us
=09=09=09 Call 866-552-8855 and mention your promotion code to learn more= or to transfer a balance.**
&nb= sp;
Offer 1: 60175
=09=09=09 Offer 2: 60176
&nb= sp;
=09=09
=09=09 =09=09
=09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09
=09=09=09 =09=09=09 =09=09=09 =09=09=09 =09=09=09 =09=09
Transfer a Balance
 =  =  =
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 =  =  =
=09=09 If you take advantage of this offer, you may not be able to avoid i= nterest on future purchases, even if your offer has a 0% APR. You can avoid= =09=09 interest on purchases if you pay your account balance, or Plan Adju= sted Balance if you have any Fixed Payment Program balance(s), including an= y =09=09 balances you create with this offer, in full by your due date each = month. (The Plan Adjusted Balance is a component of Fixed Payment Programs.= =09=09 Additional information is available in the Cardmember Agreement for= Accounts with the Fixed Payment Program feature.) See the Interest and Fee= =09=09 Information section and the FAQs below for more information or call= Cardmember Service at 866-552-8855 and mention your =09=09 corresponding promo code:
 =  =  =
Offer 1: 60175
=09=09 Offer 2: 60176
 =  =  =
Please note: Balance transfers and promotional ch= ecks do not earn rewards and may not be written to Elan Financial Services = or Cardmember Service.
 =  =  =
Offers end January 31, 2023
 =  =  =
=09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09
=09=09=09 =09=09=09 =09=09=09 =09=09=09 =09=09=09 =09=09
Transfer a Balance
 =  =  =
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=09=09=09=09=09 =09=09=09=09=09 =09=09=09=09=09 =09=09=09=09=09=09 =09=09=09=09=09=09 =09=09=09=09=09
=09=09=09=09=09=09=09=09 =09=09=09=09=09=09=09=09=09 =09=09=09=09=09=09=09=09=09=09 =09=09=09=09=09=09=09=09=09 =09=09=09=09=09=09=09=09
3D"Pho== Get the App
=09=09=09=09=09=09=09
=09=09=09=09=09 =09=09=09=09=09 =09=09=09=09=09=09 =09=09=09=09=09=09 =09=09=09=09=09
=09=09=09=09=09=09=09=09 =09=09=09=09=09=09=09=09=09 =09=09=09=09=09=09=09=09=09=09 =09=09=09=09=09=09=09=09=09 =09=09=09=09=09=09=09=09
3D"Card= Add a Card
=09=09=09=09=09=09=09
=09=09=09=09=09 =09=09=09=09=09 =09=09=09=09=09=09 =09=09=09=09=09=09 =09=09=09=09=09
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3D"Leaf= Go Paperless
=09=09=09=09=09=09=09
=09=09=09=09=09 =09=09=09=09
=09 =09
 

=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09=09 =09=09 =09=09 =09=09 =09=09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09
1 =09=09 Promotional rate does not apply to Purchases, Cash Advances or Bala= nce Transfers not made in response to this Promotional Offer. If you transf= er =09=09 a balance without the promotional code provided (i.e., entering onl= y the routing and transit number), or if you use an invalid promotional cod= e, =09=09 the Balance Transfer transaction, plus applicable interest and fees= , will post at your account=E2=80=99s standard APR for Purchases as specifi= ed in the =09=09 Cardmember Agreement. When you make a payment, the amount up to you= r Minimum Payment is applied first to the monthly payment obligation for Fi= xed =09=09 Payment Programs if any, and then to non-Fixed Payment Program bala= nces in the order of lower APRs, including promotional APRs, then to higher= =09=09 APR balances. Any amount over your Minimum Payment is applied to n= on-Fixed Payment Program balances in the order of lowest to highest APR bef= ore =09=09 applying to Fixed Payment Program balances. (Additional information= about Fixed Payment Programs is available in the Cardmember Agreement for =09=09 Accounts with this feature.) For non-Fixed Payment Program balances= with the same APR, payments will be applied to the oldest balance first, =09=09 which may reduce the length of the promotional rate offer. See Inte= rest and Fee Information for full terms of the offer, including the Right t= o =09=09 Change Terms.
 =  =
2Checks do not earn rewards and may not be written t= o Elan Financial Services or Cardmember Service.
 =  =
* =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09
Interest and Fee Information
 =
=09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09
APR for Balance Transfer Transactions OFFER 1: 0% (Promotional AP= R through your January 2024 billing cycle). After your January 2024 billing= cycle, you will be charged the APR for Purchases, currently 13.74%. This A= PR will vary with the market based on the Prime Rate.
=09=09 OFFER 2: 0% (Promotional APR through your April 2= 024 billing cycle). After your April 2024 billing cycle, you will be charge= d the APR for Purchases, currently 13.74%. This APR will vary with the mark= et based on the Prime Rate.
Use by Date You must transfer the balance by January 31,= 2023 for the promotional APR to apply. If you transfer a balance after tha= t date, we may still honor the transaction, but you will not receive the pr= omotional APR. Instead, the standard APR for Purchases will apply.
Fee OFFER 1: Either 2.99% of th= e amount of each transaction or $5 minimum, whichever is greater.
=09=09 OFFER 2: Either 3.99% of the amount of each trans= action or $5 minimum, whichever is greater.
Paying Interest We will begin charging interest on these che= cks on the transaction date.
=09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09
 =
Right to Change Terms: We may chang= e APRs, fees and other Account terms in the future based on your experience= with Elan Financial Services and its affiliates as provided under the Card= member Agreement and applicable law.
 =
=09=09 There is a minimum transfer amount of $100 for each transaction mad= e with this offer and a maximum of $15,000 or up to 92% of your credit limi= t =09=09 minus your current balance and total authorization holds, whichever= is lower. Elan Financial Services may return your balance transfer or =09=09 promotional check unpaid if the amount of credit available on your = Account is less than the amount on the balance transfer or promotional chec= k =09=09 plus transaction fees, if the check exceeds $15,000, or if you have= failed to make minimum monthly payments by the payment due date. Please se= e =09=09 your Cardmember Agreement for more Information. The merchant, finan= cial institution or creditor to which you present your promotional check ma= y =09=09 also assess a returned payment fee if the check is returned unpaid.= Rates are accurate as of December 09, 2022. If you have =09=09 a dispute with a creditor and pay that balance by transferring it t= o your credit card account you may lose certain dispute rights.
 =
Answers to frequently asked questi= ons
 =
=09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09 =09=09
**Q: What information do I need to tran= sfer a balance online or over the phone=3F
A:You will need the amount you wish to transfer and th= e account number, name and payment address of the lender from whom you are = transferring a balance.
 =  =
Q:How do I complete a balance transf= er online=3F
A:Select "Balance Transfer" from the "Services" tab an= d enter the requested information in the form, including the offer code fro= m this email.
 =  =
Q:Is there a fee to take advantage o= f this promotional offer=3F
A:Please see the information in the box above about fe= es.
 =  =
Q:Is there a grace period on balance= transfers=3F
A:No, interest accrues from the transaction date (unle= ss the promotional rate is 0%).
 =  =
Q:Will I be charged interest on purc= hases after I transfer a balance or use my checks=3F
A:Yes, you may be charged interest on purchases after = you transfer a balance or use a check. You can avoid interest on purchases = if you pay your account balance, or Plan Adjusted Balance if you have any F= ixed Payment Program balance(s), including any balances due to your use of = this offer, in full by your due date each month, even if your offer has a 0= % APR.
 =  =
Q:How long will it take to process m= y balance transfer=3F
A:It may take up to two weeks to process your balance = transfer. Please continue to make payments to those accounts to avoid late = fees and interest charges.
 =  =
Q:Do I need to change my automatic p= ayment option=3F
A:If your automatic payment is set up to pay the state= ment balance in full each month, or the Plan Adjusted Balance if you have a= ny Fixed Payment Program balance(s), you will need to modify your payment o= ption or your entire balance transfer balance will be paid off in full on y= our next payment date.

=09 =09 =09=09=09 =09 =09
The Contactless Symbol and Contactless Indicator are trademarks own= ed by and used with permission of EMVCo, LLC.
=09 =09=09 =09=09=09 =09 =09
=09=09=09=09The creditor and issuer of your credit card is Elan Financial S= ervices, pursuant to a license from Visa U.S.A. Inc. =09=09 =09=09

=09 =09
=09=09 =09=09=09 =09=09=09 =09=09
=09=09=09=09 =09=09=09=09=09 =09=09=09=09=09 =09=09=09=09
=09=09=09=09=09=09=09Email Security Information =09=09=09=09=09=09=09
=09=09=09=09=09=09=09Email intended for: craig@doubleaproperty.com
=09=09=09=09=09=09=09Cardmember: Double A Properties
=09=09=09=09=09=09=09=09Umpqua Bank Visa® Business Card
=09=09=09=09=09=09=09 =09=09=09=09=09=09=09Card ending in: 2518
=09=09=09=09=09=09=09 =09=09=09=09=09=09=09
=09=09=09=09=09=09=09Protecting your privacy is our priority. We'll never i= nitiate a request via email for your sensitive information like your Person= al ID, Password, Social Security Number, Personal Identification Number (PIN) or full Accoun= t Number. For your safety, never share this information with anyone, at any= time. If you receive an email asking for your sensitive information, or would like = to report a suspicious email, forward it to =09=09=09=09=09=09=09elanfraud@elanfs.com or immediately call =09=09=09=09=09=09=09866-552-8855. =09=09=09=09=09=09=09
=09=09=09=09=09=09=09
=09=09=09=09=09=09=09Get more details about recognizing online fraud issues. =09=09=09=09=09=09
=09=09=09=09
=09=09

=09 =09
=09=09=09
=09=09=09To ensure that you continue to receive email from us, please add u= s to your Address Book (email@em.myaccountacces= s.com). Thank you.
=09=09=09
=09=09=09 =09=09=09=09=09You are receiving this email as a courtesy from Elan Financi= al Services. =09=09=09=09 =09=09=09=09Please know that you can modify your preferences or =09=09=09=09be&nb= sp;removed from our mailing list at any time. =09=09=09 =09=09=09
=09=09=09
=09=09=09View our Privacy Pledge.
=09=09=09
=09=09=09Cardmember Service, P.O. Box 6357, Fargo, ND 58125-6357 =09=09=09
=09=09=09
=09=09=09© 2023 Elan Financial Services.
=09=09=09
=09=09
=09 =09=09 =09
=09=09=0960175 =09=09

=

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